Category Archives: Tamarac

Losing a loved one is never easy, and things can be especially challenging when wrongful death circumstances surround this loss. At Cameron Law Group, we are first and foremost incredibly sorry for your loss. Though legal action cannot bring a loved one back, it may help prevent future families from facing the same losses yours has. A wrongful death lawsuit may help to relieve your family of financial burdens that have been created by the loss of a loved one. If you are considering a wrongful death case, it’s time to contact a compassionate wrongful death attorney in Tamarac. Our attorneys at Cameron Law Group are here to fight for your family.

 

What is a Wrongful Death?

Under current Florida legislation, Florida statute section 768.19 defines wrongful death as “caused by the wrongful act, negligence, default, or breach of contract” of another person or entity. If a loved one was the victim of someone else’s negligence, leading to their untimely passing, then you might qualify for compensation. This compensation is intended to cover the end of life expenses for medical care, funeral services, and any other debts caused by an unforeseen death. In some specific circumstances, you may also qualify for compensation for lost wages and pain and suffering. 

 

Wrongful Death Attorney Near You in Tarmac 

When it comes to a wrongful death lawsuit, you need an attorney who will represent you responsibly and in a timely manner. Fortunately, the attorneys at Cameron Law Group are committed to helping you do just that. Before we begin providing any legal assistance or representation, we would first like to hear your story and gain an understanding of what exactly occurred in order to determine if we have a case. Once we know the entire story, we can help strengthen your arguments and compile the necessary evidence to present an unwavering case to the courts. This evidence may consist of witness testimony, medical bills, physical evidence, pictures, and more.

 

Getting Started with a Wrongful Death Lawsuit

Wrongful death is the most heart-wrenching thing a family can face, and the right legal help can aid in recovering. Understanding your case is the first step in finding justice for the problems your family has faced. Consulting with a wrongful death attorney in Tamarac is key. At Cameron Law Group, we offer consultations that can help you make sense of your case.

We’ll analyze your case and help you understand your best approaches to justice.

How to File a Wrongful Death Lawsuit

To file a wrongful death lawsuit, it must be filed within two years of the date of death, unless certain circumstances surpass the time constraint. Damages that can be claimed for the deceased include lost wages and benefits, medical and funeral expenses paid by the family or estate, and compensation for emotional pain and suffering. If the deceased provided support, services, guidance, or protection to a dependent family member; then more compensation may be allocated to the loved one. 

Since wrongful death lawsuits are considered civil cases, it will require the individual who files the lawsuit to prove that the death was the defendant’s fault. 

Factors that prove the defendant to be at fault include:

  • Duty of care
  • Breach of the said duty
  • Causation on the part of the accused

Trust the wrongful death attorneys at Cameron Law Group to help provide the support and legal guidance needed to help you collect the necessary documentation and evidence for your wrongful death lawsuit. Allow the Cameron Law Group to help you and your family through this challenging time. 

 

Contact the Cameron Law Group Today!

Here at the Cameron Law Group, we understand that a wrongful death can be a traumatic, troublesome experience. You deserve compensation to cover the costs and expenses that are left behind by the deceased. If you believe your loved one has suffered a wrongful death, then contact the attorneys at the Cameron Law Group immediately. Contact us today to set up a meeting by calling (954) 994-2254.

As soon as the summer hits in South Florida hurricane season has officially begun. While most of the hurricanes are experienced in late summer/early fall, it’s still good to acknowledge that hurricane season has arrived. This gives you the ability to stock up on any supplies you may need and review your insurance policy. When a hurricane hits, if it hits, you will have peace of mind knowing that you have everything you and your loved ones need to make it through. Although, this peace of mind does not always last long. After the hurricane, you are going to want to do two things: make sure your loved ones are safe and check out the property damage. If your property is damaged you are then going to need to call the insurance company. They will come on out, evaluate the damage, and give you a compensation estimate. This is already quite stressful, add on top of it the stress of the compensation offered not being enough. Unfortunately, this happens far too often. If you find yourself in this situation then it’s time you fight back and get the compensation you deserve. Our team at Cameron Law Group are more than happy to assist you in getting the fair compensation you deserve.

When Should I Contact a Hurricane Claim Attorney?

It can be difficult to figure out what your next move is after having a hard time with the insurance company. Do you keep trying? Or do you give up? These questions see many people choosing to stop pursuing the claim as they are not aware of their options. However, contacting a hurricane claim attorney can be the answer to all of your questions. With a hurricane claim attorney such as a member of our team from Cameron Law Group, you can get fair compensation without having to deal with the insurance company. This is a major win-win for you. Keep reading to learn about some of the common situations where an attorney is needed.

Your Claim is Denied

This scenario is more common than people think; after having someone come on out to evaluate the damage, constantly being in contact with the insurance company, and spending time on your claim, you are denied. Many people are denied by the insurance company, leaving them to go in their own pockets for all of the damages incurred during the hurricane. The damage may not always be horrible, but it doesn’t mean that it isn’t expensive. If you have fallen into this situation in the past then you may want to be prepared for it to happen again. When the insurance companies cannot be trusted it’s time to look for help elsewhere. Here at Cameron Law Group, we can help you when your claim gets denied. We will work tirelessly to negotiate so you receive fair compensation.

You are Unfamiliar with the Claim/Negotiation Process

If you have never had to deal with the insurance company before then consider yourself lucky. It is by far one of the biggest hassles. Not only do you need to fill out a claim, but you also have to negotiate with the insurance company about the said claim. This is incredibly frustrating and time consuming for the average person. The worst part is that sometimes your claim can be denied over frivolous reasons, making the process even more frustrating. Whether you have been through the ordeal before, or never have and don’t want to experience it, Cameron Law Group is here for you. We can handle the messy parts of the process, such as negotiation, for you. Who better to negotiate on your behalf than someone who makes a living debating and negotiating?

Whether you are new to hurricane season or a veteran, knowing all of your options when it comes to dealing with the insurance company can prove to be a real asset. Regardless of how much damage your home has incurred, you are still entitled to fair and just compensation. And sometimes the only way to get that is with a hurricane claim attorneys help. To learn more about hurricane claim representation and Cameron Law Group, give us a call today at (954) 994-2254.

We all know a slip and fall case when we see one. It all starts with someone doing a commonplace activity such as grocery shopping, browsing at the mall, or heading into work for the day. Then, in the blink of an eye, the person slips and falls, tumbling down to the ground. While the majority of times these public places have those bright yellow signs with the cartoon person on it, slip and falls are considered slip and fall because of the lack of these signs. And rightfully so. After all, no one would knowingly walk into a wet floor. This situation is so easy to prevent, yet, so many companies face a lawsuit every year because of instances just like this one. While many slip and falls result in more embarrassment than injury, there remain to be too many cases where people are seriously harmed. If you or a loved one find yourself in this situation where a slip and fall has injured you in any way, you may want to consider pursuing a slip and fall case. Our team here at Cameron Law Group are seasoned experts when it comes to all kinds of injury law, including slip and falls. This experience makes us able to get you the justice and reparations you deserve. But first, you probably want to learn a little bit more about slip and fall cases, so keep reading below.

What is the Foundation of a Slip and Fall Lawsuit?

This is a common question we get, and we completely understand as every slip and fall situation is different. There are no two cases that are identical to one another. However, every case has one thing in common: the property owner was negligent. If this wasn’t the case then you would not need a lawsuit because that little yellow sign would have been out on display. Whether a company employee is to blame or a manager is to blame, it all falls on the property owner. But before pursuing a lawsuit against the company, you are going to want to consider a few things:

– Did your fall result in an injury?
– Was a sign or some form of warning present or given?
– Did the owner acknowledge the damaged or dangerous surface?

While you do not need to have 100% of the information, the more you know the better for your lawsuit. If any of your answers to these questions present carelessness on the owner’s part then you are likely to have a great foundation for your lawsuit.

What are the Results of a Slip and Fall Lawsuit?

The results of a lawsuit are always going to be different depending on the evidence provided and your situation. Although, most slip and fall cases that can prove carelessness result in the victim receiving a large sum of money. Money is usually the reparations as it is the only way for the victim to pay off any medical bills they may have had because of the slip and fall. This large sum of money is also a great way to prevent any incidents from happening again at the company. The company will feel the brunt of the profit loss and feel more inclined to crack down on safety precautions and regulations. This is also great for other businesses. Making an example out of one company can show other companies that this could happen to them too if they are irresponsible. Slip and falls are no joke and can result in someone being seriously injured, they should be treated seriously.

If you or a loved one has been involved in a slip and fall incident then it’s time you seek justice. You should not have to pay for your medical bills, time taken off from work, and any other disruptions to everyday life for something that could have been easily prevented. Companies should own up to their mistakes and ensure the victim can recover from the incident. To start your lawsuit, you are going to need an attorney from Cameron Law Group to assist you. Our team are experts in injury law and know how to present your case to get you the proper reparations and justice. To learn more about Cameron Law Group and our services, give us a call today at (954) 994-2254.

When you go to the doctor you put all of your trust in them. These are the people who are qualified, informed, and caring enough to take care of yourself and your health. People have no choice but to trust a doctor’s opinion, but what happens when medical negligence occurs? Who are you supposed to turn to then? Although rare, medical negligence unfortunately occurs. And while sometimes these situations are minor, there are cases where they can have a huge impact on your life. Negligence in the worst cases can result in an altered way of life, infections, expensive medical bills, and even death. It’s safe to say that these situations are no joke and should be taken with the utmost seriousness. That’s why you need a medical negligence attorney in these cases. Without representation, your odds of getting reparations and justice are slim to none. Which is unacceptable. After being put through so much you deserve to see justice. If you or a loved one has been involved in a medical negligence situation, make sure you contact Cameron Law Group. Our team will work tirelessly to ensure you see the justice you deserve.

What Can a Medical Negligence Attorney Do for You?

Sometimes medical negligence can be brushed off by the patient, and other times it can be traumatic. Regardless of what side of the spectrum your situation falls on, you should still seek representation. When you give our office a call, we can help you figure out if this is a case worth pursuing. We can also gather all of the facts and your personal story to determine the value of the case. This way you know what the best course of action is for you and whether justice is something you want to seek. We know it may be difficult to recount everything that has happened; however, doing so will help us help you get the justice you deserve. If your case ends up being a strong one worth pursuing, then you can trust that Cameron Law Group will give you personalized assistance. We will work hard to make sure your story is heard.

What Qualifies as Medical Negligence?

Medical negligence can be a hard topic to navigate. Is it as small as not calling a patient back with test results or as big as a botched surgery? Knowing what scenario falls under the category can save you a lot of confusion. Some of the common causes of medical negligence are neglect to test for specific conditions, failure to properly diagnose an illness, committing errors during surgery, prescribing the wrong medication, not diagnosing an illness in the proper time frame, and conducting childbirth incorrectly. If you or a loved has experienced any of the above situations then you may want to give our office a call.

What are the Most Common Case Results?

If you do have a case worth pursuing then there are a few different results that could come from it. Every medical negligence case is different meaning that there a variety of outcomes depending on the severity of your situation. Working closely with your Cameron Law Group attorney will give you a better idea of what kind of justice you can expect to receive. Some of the common case results are financial compensation, restorative medical care, revoking of the doctor’s medical license, review of all of the medical professionals involved, an investigation into the medical practice, and more. Depending on your situation and the attorneys fighting for you will decide what kind of reparation you see. That is why it is so important to have attorneys you can trust on the case, such as our team from Cameron Law Group.

If you or a loved one has been a victim of medical negligence then its time you seek justice. Medical negligence can be extremely dangerous physically and mentally. Not only is your trust in medical professionals damaged but you can suffer physically as well. These situations deserve to be dealt with and compensated for. While the damage may be done, you still deserve to see the person responsible reprimanded. To learn more about Cameron Law Group and find out if your case is strong enough to pursue, give our office a call today at (954) 994-2254.

Have you ever fallen in a store, restaurant, or sidewalk and hurt yourself enough to have to see a doctor or worse yet visit the Emergency Room? Most of the time you are so embarrassed to have fallen that you get up, brush yourself off, and walk away if you can. But what if you can’t just get up and walk away? What if you broke your leg or hurt another part of your body that makes it impossible for you to stand up let alone walk? That’s when a call to a trusted slip and fall injury lawyer in Tamarac is your best option. Leave it to us to fight for your rights so that you can be compensated for your medical bills, lost wages, and especially for your pain and suffering. Slip and fall cases can be difficult to prove especially if there are no witnesses. Rest assured that the experienced slip and fall injury lawyer at Cameron Law Group will be there for you from start to finish. We are dedicated to finding a resolution to the situation and to get fair compensation for your pain and suffering. Slip and fall cases can be difficult, but our lawyers are here to help. At Cameron Law Group, we offer the best legal assistance for your slip and fall case.  Auto accidents, slip and fall cases, personal injury, and medical malpractice suits are just a few of the cases we take on for you at Cameron Law Group.

Seniors are the most susceptible to slip and fall accidents outside the home

Did you know that seniors are particularly susceptible to slip and fall accidents outside and inside the home–especially if they live alone. If you or a loved one is at risk and has suffered an injury from a slip and fall accident through no fault of your own, then you don’t have to suffer from the pain any longer. Just call the compassionate and skilled law team at Cameron Law Group so we can get started building your case. 

Help us to jump start your personal injury case:

  • Photograph the scene – remember to document everything later. If you’ve called the police or paramedics you or your loved one will probably have to fill out a report. We can use this for evidence.
  • Do Not Sign Anything – you may unknowingly be pushed into signing something that protects the responsible party from any liability. Make sure to speak with a slip and fall injury lawyer in Tamarac before you sign anything.
  • Keep Track of Related Medical Expenses – If you are taken to the hospital or need to visit a medical professional on your own, it’s best to document all these expenses so that when we present your case. This will allow us to get a sense of how much compensation we will fight for.
  • Documenting Lost Wages – Injury from a slip and fall accident often means you’ll be out of work for an extended period of time. That can be hard on a family is you are the breadwinner. Make sure you call a personal injury attorney in Tamarac so you get the maximum compensation you deserve to make ends meet while you recover.

How do I get in touch?

Rest assured that the exceptional team of dedicated compassionate attorneys at Cameron Law Group offers the best legal assistance for your slip and fall case.  Auto and motorcycle accidents, slip and fall cases, personal injury and medical negligence suits are just a few of the cases we can take on for you. Wondering how our slip and fall injury lawyers in Tamarac can assist you? Schedule your free, no-obligation consultation with Cameron Law Group today! Call us at (954) 472-5645.

Medical negligence cases can be particularly challenging because these cases often create lifelong difficulties. The truth is that everyone makes mistakes. As parents, we even teach our children that it’s only human to make mistakes because that’s how we learn. But this reasoning does not hold true in the medical world because doctors and nurses swear an oath to do no harm to their patients. So, when a medical professional does make a preventable error, then that’s when you have to take a closer look at the facts. When it comes to medical negligence, documentation, and retention of paperwork and medical records are the key to presenting the court with a cogent argument. If you are thinking about filing a medical negligence suit, it’s important to keep track of all medical visits related to the malpractice and keep track of your medical costs as well. Cameron Law Group, a leading medical negligence lawyer in Tamarac will use this information and more to prove your case in court.

One of the reasons to hire a medical negligence lawyer in Tamarac is because this type of case is so difficult to prove. When first considering a medical negligence claim, you’ll want to find an attorney with many years of experience. Malpractice suits can be complicated and proving a doctor’s negligence isn’t that easy. The exceptional legal team at Cameron Law Group works tirelessly for clients. We have experience in a wide range of medical negligence issues and have the track record to prove it.

What are the four steps that malpractice attorneys follow to prove your case?

  1. We must prove that the medical professional had a “duty of care” to the patient. Most often this entails establishing that you were a patient under the medical professional’s care.
  2. We must prove that there was a “breach of duty” to the patient when they made a serious error in your care. 
  3. We will need to prove that there is a causal connection to be made from the breach of duty to your injury, i.e. a medical scan that should have been ordered was not and your injury went undetected and worsened as a result.
  4. Finally, we must prove that you suffered serious irreparable injuries due to the medical professional’s error while in their care. 

 

Why should you call a Medical Negligence Attorney?

You should call a medical negligence lawyer in Tamarac to defend a claim for injuries that may have been preventable and you believe were due to the medical professional’s neglect such as birth injuries, misdiagnosed broken bones or other conditions, hospital-acquired infections and wrongful death claims, improperly prescribed drugs and more.  The dedicated team at Cameron Law Group works tirelessly to get you the compensation you deserve. Our goal is to seek damage compensation to cover your pain and suffering, and lost wages and any other expenses related to the case. Don’t you deserve the most dedicated legal assistance available?  Call us to schedule a free consultation with our knowledgeable medical malpractice lawyers in Tamarac at (954) 472-5645. All calls are confidential.

Personal injury cases are often accompanied by lost wages and outrageous medical bills. For these and other reasons, it may be in your best interest to seek out justice to be compensated for your troubles. Are you looking for a personal injury attorney that has a stellar reputation in the Tamarac and South Florida community?  We understand how overwhelming personal injury cases can be and they are never clear cut. If you have been injured through no fault of your own, by the malicious intent of another or if someone has accidentally caused you harm, it’s time to reach out to us today. You may have a good case. Our team at Cameron Law Group is here to help you figure out your legal options.

What can I expect from a personal injury lawyer?

While there are many qualified attorneys in Tamarac, the legal team at Cameron Law Group stands out from the rest. We take a personalized approach to your personal injury case. We get that you’re overwhelmed and not sure how to begin. We offer a proven track record and successful case history that show our focus on client success. Our goal is to seek the damages you deserve for your case, and we promise to work tirelessly to get you what you deserve. When you’re looking for assistance with a wrongful death suit, our personal injury attorneys in Tamarac are here to help with your case.

In addition to personal injury cases, our practice focuses on such areas as:

  • Automobile, motorcycle and truck accidents
  • Slip and Fall Accidents
  • Negligence
  • Birthing injuries
  • Exposure to toxic chemicals
  • Medical Malpractice
  • Product Liability
  • Wrongful Death
  • & much more

We understand that every personal injury case can be different, which is why it’s so vital to work with a legal team that you can trust and that will be at your side from the beginning to the end of the case. Often, it takes time to investigate these cases and while other law firms might not keep in contact with you for months on end, the dedicated personal injury attorneys at Cameron Law Group in Tamarac are here for you whenever you need us. Our expertise combined with years of in-depth knowledge acquired by trying numerous personal injury cases successfully is what makes us the best law firm for the job.

How can you get in touch?

If you or a loved one has been injured recently, then reach out to the personal injury attorneys in Tamarac at Cameron Law for immediate assistance. Don’t you deserve the best legal team to fight for your rights and get you the compensation you deserve? Whether it is to obtain compensation for medical bills, lost wages, and especially for your pain and suffering, we are dedicated to meeting all your legal needs. We understand how overwhelming personal injury cases can be and we can make the process a very smooth one. We are here to offer the best legal support and services for your case. So, we encourage you to call today to schedule your free, no-obligation consultation with our personal injury attorneys in Tamarac at (954) 472-5645.

If your loved one was seriously injured or passed away due to a medical error, you have the right to pursue a medical negligence case. These unfortunate situations occur far too often with most too afraid to pursue a negligence case. When someone develops an illness, injury, or even death due to medical negligence, you are often justified in filing a case and receiving compensation for your pain and suffering. To ensure you get the best legal representation, make sure you know what your options and rights are. Although medical professionals are human and sometimes they make mistakes. it does not mean they get a free pass and that you should suffer for their mistakes. While we would like to believe that the doctors, surgeons, nurses, and medical professionals we depend on will provide the best possible health care, sadly, this isn’t always the case. In 2019, there were approximately $4.1 million paid to plaintiffs in medical negligence suits in the United States. The medical negligence attorneys at Cameron Law Group are here to help. If you or a loved one has suffered due to medical negligence, it’s time to call on the medical negligence attorneys in Tamarac. The skilled team at Cameron Law Group is very familiar with this type of malpractice suit and will fight aggressively for your rights. 

There are a few things we will look at to see if you have a viable medical negligence case.  Some of the things we will consider are: Is there a failure of the medical professional to responsibly care for you? Have you suffered due to your surgeon’s mistake? Did your medical professional incorrectly diagnose you? Did your doctor recommend the wrong treatment? Then, there are other factors, such as the expenses you’ve injured due to the potential medical mistake. At Cameron Law Group, we fight for your rights with one goal in mind– to win you the best settlement and maximum compensation you deserve. 

We have worked with hundreds of medical negligence cases so rest assure that we will make sure you get the justice you or your loved one deserves!

 

Some of the medical negligence cases we handle include: 

  • Failure to diagnose a medical condition properly
  • Surgical errors that could have been avoided
  • Wrong prescribed medications
  • Failure to test for specific conditions 
  • Failure to diagnose in the time  
  • Diagnosing the wrong illness 
  • Creating birth injuries

These are just a few of the instances where you can benefit from a medical negligence attorney in Tamarac. So, if you or a loved one have been wronged in any way by a medical professional and are now suffering from health complications and pain, please speak with our experienced team of medical malpractice attorneys in Tamarac. While a lawsuit may not undo the damage that has been done directly to you, it can help you and your family find closure and hopefully right some of the wrongs. Whether you’re dealing with malpractice, negligence or wrongful death at the hands of medical professionals, you need to call on a malpractice attorney that you can trust with a stellar reputation in the South Florida community. Call our expert legal team today at (954) 472-5645 to schedule your free consultation. We are available 24/7 to assist you and help with your case.

Auto, truck or motorcycle accidents can, unfortunately, happen within mere seconds. Today, our lives are so fast-paced and technology such as texting has been the cause of many car accidents by young adults in our society. If you have been injured in a car, truck, or motorcycle accident, it’s essential to find an experienced auto accident attorney in Tamarac who you can trust. The legal team at Cameron Law Group is dedicated to providing the best legal aid in your auto accident case. If you have been injured in a car, truck, or motorcycle accident through no fault of your own, you deserve to be compensated for your pain and suffering. Our team of expert auto accident lawyers in Tamarac can help you in your pursuit of the maximum compensation for cases involving any vehicle, as well as pedestrian accidents. Don’t settle for less than you deserve; our auto accident lawyers in Tamarac are always on your side.

What can an auto accident attorney in Tamarac do for me?

What to do following an auto or motorcycle accident can confound even the most level headed person. Calling a trusted auto accident attorney like Cameron Law Group should be one of the next logical steps after you have gotten yourself to safety and been checked out medically. Rest assured that you will be working with one of our top auto accident attorneys who have years of experience in this field and can help you understand how best to approach your case. We can help with:

  1. Accident scene documentation
  2. Medical record & damages documentation
  3. Insurance company runaround
  4. Lawsuit development
  5. Case settlement
  6. Court representation

Many aspects must be settled when you’re dealing with auto accidents. At Cameron Law Group, we’re here to address all of them. We know that dealing with the police, insurance companies, retaining the right documentation, and pursuing the best avenues for settlement can seem challenging. But, with a knowledgeable auto accident lawyer in Tamarac on your side, you’ll be more than prepared to win your case.

What’s more, we treat every case with the same high-quality service we have built our reputation on over the years. Our car accident attorneys in Tamarac know that each case is different, and so we customize a legal strategy that is just right for you. Each case we handle is deserving of the best possible settlement. At Cameron Law Group, we work tirelessly to settle claims for the best possible outcomes. This includes pursuing financial settlements for car repair, medical expenses, and lost wages, not to mention compensation for the additional pain and suffering the trauma has no doubt caused.

Don’t be fooled by auto accident attorneys who claim to care about your case, they will push you through the court system and treat you only as a number. Rest assured that the law team at Cameron Law Group is compassionate and dedicated to seeing the successful outcome of your case every step of the way. Call us now at (954) 472-5645 to learn how our auto accident lawyers in Tamarac can help you.

No one wants to think that a hurricane or other disaster will ever happen to them, but when disaster does strike your home, do you know what to do? Once the disaster is over, and you’ve made sure that your loved ones are safe, the next important step is to file a homeowner’s insurance claim. Here are 10 tips for filing the claim:

1. Contact Your Homeowner’s Insurance Company

Report the loss to your insurance company as soon as possible. If you cannot remember the name of your insurance company, call your agent or your mortgage company.

2. Ask Your Insurance Company Questions

You want to know what to expect, so ask your company a lot of questions at the outset of your claim. Here are a couple of suggestions:

  • What does my insurance policy cover?
  • What is the claims process?
  • What are my deductibles?
  • Who is my assigned adjuster and what is his/her contact information?
  • What is my claim number?

3. Document All Communication Regarding Your Claim

You should make notes and keep a log of all communications during the claim process, including

  • Date & time
  • Who did you speak with?
  • A summary of the conversation.
  • The next step(s) in the claim process.

4. Photograph Your Damages

Photograph or videotape the damage prior to making emergency repairs or protecting your property from additional damage. Be sure to take as many photos as you can from many different angles to support your claim. If you can do so safely, look for damage in the not-so-visible places like the attic or crawl space. Pre-damage photos are very helpful too.

5. Prepare A List Of Damaged Items

Make a room-by-room list of all of your damaged items. Include a description of the item, the age, and the replacement cost.  Model or serial numbers are helpful. If you have pictures of your home or contents prior to the loss refer to those to assist you in preparing your list of damaged items. You will want to make two copies of this list; one for you and one to provide the insurance adjuster.  Do not throw out damaged items until after the insurance adjuster has inspected your home and property.

6. Save All Receipts

You will want to save receipts for all expenses. This includes anything you buy to protect or repair the home, or any lodging and meal expenses you incur. You may be able to request reimbursement from your insurance company for these expenses.

7. Complete The Insurance Claim Forms

As a condition of your policy, you must cooperate with your insurance company.  This requires the submission of information and documentation when reasonably requested by your insurance company. When requested, provide complete information and documentation as soon as possible to avoid delays in processing your claim.

8. Prepare For The Insurance Adjuster’s Inspection

The insurance adjuster represents the insurance company, not you. Getting your own repair estimates from local contractors or repair companies can assist you in the claims process of evaluating your damages.  Provide the adjuster all estimates you receive, as well as any photographs from before and after the loss to document the damages.

9. The Initial Payment Is Not The Final Payment

The Florida Homeowners Claim Bill of Rights requires insurance companies to pay the full value of policyholder’s damages without delay.  Many times, you will receive multiple checks under different coverages of your insurance policy.  Before accepting and cashing a check from your insurance company, ask whether doing so will end your claim.

10. Be Proactive, Polite, And Complete

Be proactive in providing proof of your damages and asking for payments from your insurance company.  Keep your communications in writing while being polite and complete in your request for action on your claim and payments for your damages.  Keep all of your claims documentation organized for future reference if necessary.

This is a stressful time where insurance companies have a lot of claims. You may also have questions your insurance company does not want to answer.  You can always contact the Florida Office of Insurance Regulation for assistance. However, this can be a complicated process. If you’ve reached this point, it’s likely you need legal representation.

Cameron Law Group is experienced in handling hurricane claims in Tamarac and across South Florida. For more information on what to do after your home has been damaged by a natural disaster and to have our knowledgeable attorneys by your side, call us today at (954)472-5645.

 

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