For Floridians and other vulnerable areas of Southern and East coast United States, the Summer and Fall means warm weather, beach vibes, and the constant threat of hurricanes. With Hurricane Dorian threatening our coast and 12 to 14 named storms expected before the end of the season, we’re already off to a strong start. As Floridians, it is important to stay prepared in case of a hurricane threat or warning.
Maintaining a hurricane preparedness kit and keeping your shelves stocked with non-expired canned foods and water will keep you from having to scramble for supplies last minute. Some home owners also opt for hurricane-proof windows or shutters that can be used to protect the home in case a storm strike. Even if you have all of these bases covered, you still may not be fully prepared for hurricane Dorian. When it comes to being sure you’re covered, here’s four things to make sure are protected.
Home Hurricane Insurance
Just because you have home owner’s insurance doesn’t mean you are protected from hurricane damage! Even in Florida, the state that sees the most hurricane activity, standard home insurance does not include coverage for hurricanes. Review the terms of your insurance policy carefully and, if necessary, look for supplemental insurance coverage. Most hurricane insurance policies in Florida cover flood water and wind damages to your property. Be sure to review the terms of your policy before signing to ensure your protection begins as soon as possible. In the event of damage to your home caused by a storm, Cameron Law Group can help you file and process hurricane claims in Tamarac and across South Florida.
Your home isn’t the only thing that requires protection during hurricane season. Of the millions of dollars in damages a powerful storm can cause, much of that is due to loss or damage of a vehicle. This includes cars, boats, SUVs, motorcycles, scooters—anything! Losing your vehicle due to hurricane damages can put you in a serious predicament, stranding you at home and making it difficult to get much needed post-hurricane supplies or return to work. Even if your vehicle is protected by a garage or parking structure, a hurricane can still cause water damage or cause the structure to collapse.
As with your home insurance, you need to thoroughly read your car insurance policy to make sure you are covered from storm damage. In some cases, your car insurance may try to push your claim to your home insurance provider. However, for renters or those who do not own a home, this can put you in a tight spot. Thankfully, hurricane claims in Tamarac handled by Cameron Law Group can be resolved quickly to get you the money you deserve.
If any of your vehicles are uninsured, research your bundling options! Even without the threat of oncoming storms, having insurance can protect you financially in the case of an accident or vehicular loss.
If you are a business owner, hurricane prep takes twice the work. Even if your storefront is in a mall or shopping plaza and protected by a property management company, you still need to take your own precautions. Be sure any valuables or cash is deposited before the storm hits or otherwise secured. Looting is an unfortunate side effect of destructive hurricanes, so protecting your business against wrong-doers is equally important.
For business owners, having insurance coverage can protect against loss wages or damages to business equipment. Do your research to determine what level of coverage is right for you! If a storm does strike and you need to file business hurricane claims in Tamarac, contact Cameron Law Group immediately!
This risk of hurricane-related injury doesn’t pass when the storm is over. Many injuries are caused by debris after the storm has already passed. Car accidents also increase following hurricane Dorian, especially if damage has caused outages to traffic signals. If you are injured due to someone else’s negligence, filing a personal injury claim in Tamarac can be complicated. Let Cameron Law Group do all the hard work for you so you can focus on healing.