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Accidents happen no matter what. That is why it is important you have car insurance. But if you get involved in an accident with an uninsured motorist, it can complicate matters.

This is especially true if it is the uninsured motorist who is at fault for the crash. Though this is a difficult situation to be in, especially after being involved in a car accident, there are plenty of options at your disposal that can remedy the situation for you. To make it easy for you to make a decision, we’ve listed some for you.

Uninsured Motorist Coverage

If you get involved in an accident with an uninsured driver, you will probably have to look to your own insurance company to help you. To keep yourself safe it is prudent to already have an uninsured motorist (UIM) coverage as an add-on to your insurance policy. Although only a few states require it, most insurance companies offer it. 

Most states require car insurance for registered vehicles. However, there are a lot of drivers who drive uninsured and that is why it becomes even more important that you have UIM coverage. Be aware that UIM only covers injuries you have sustained during the accident. To ensure that your vehicle is covered for damages, you need to have an Uninsured Motorist Property Damage Coverage. 

No-Fault, MedPay, and PIP Coverage 

If you do not have UIM coverage, there are other options. The great thing about living in a no-fault state is that your car insurance will cover your medical bills and other damages that you may have incurred. You typically cannot sue in a no-fault state unless the injuries are serious and/or the medical bills exceed a certain amount. 

For those that do not live in a no-fault state, you can take out Medical Payments (MedPay) and Personal Injury Protection (PIP) coverage. This coverage allows you to make a claim during treatment. You can send your medical bills as they come. Some issues may be psychological, like PTSD. For instance, you may find yourself on the toilet sweating experiencing flashbacks from the accident. These issues may not be covered. 

Collision Coverage 

You can also allow collision coverage to your insurance. This will allow you to repair your vehicle if you are hit by an uninsured driver, a hit-and-run driver, or even if the accident was your fault. It will not cover medical bills, though. 

Insurance Companies Seeking Reimbursement 

Your insurance company has the right to go after the person responsible for the accident. If you file an uninsured motorist claim and collision coverage claim, your insurance company can seek reimbursement from the motorist you got in an accident with. However, the insurance company will most likely not do this unless the motorist has enough assets to collect the money. 

Uninsured Motorist With an Insured Car 

If the uninsured motorist is driving a car that is insured, the car’s insurance policy will cover the costs of the accident. An exception to this is if the driver is not permitted to drive the car. Also, if they are excluded from coverage, the car’s insurance will not extend to the damages of the accident. 

Time to Talk to an Attorney 

Once you have informed your insurance company of the accident, they can help you find out the application for your coverage. If you live in Brooklyn, NY, and do not have adequate insurance to cover serious injuries, a car accident attorney can help you figure out your options. If you find yourself on your toilet sweating from psychological issues due to the accident, you may need to reach out for professional help. Contact Cameron Law Group for legal aid. Our experts can help you tackle the legalities involved after a car accident. For more details call (954) 994-2254 today.

No surgery is minor. Regardless of what type of surgery you’re getting, it is a serious matter. The last thing anyone wants to hear after the surgery is that an error occurred. However, there is an increasing number of mistakes that appear daily. These errors can lead to devastating injuries.

Injuries from surgical errors can be so extreme that they can involve patients to require lifelong care and treatment. It is essential to have a lawyer when errors are committed during surgery.

Common Causes Of Surgery Errors

The most common types of surgery errors are human errors that can be preventable if more caution and responsibility are taken.

Unskillfulness

The majority of the cases are ruined due to a lack of professionals conducting the surgery. Surgeons with no or very minimal experience are the ones who end up making surgical errors.

Inadequate Planning

Often professionals and surgeons don’t prepare themselves for the surgery they have to perform. They don’t ensure that the required equipment is there, they don’t need sterile it, they don’t make sure all the machinery is available and working. No discussion on the steps is done either. It leads to an unsuccessful surgery.

Human Error

There is no denying that human error is one of the leading causes of surgical mistakes. A majority of surgeons make mistakes with the technique that they use or the incisions. Additionally, anesthesiologists and nurses responsible for checking you during surgery may forget to monitor your vitals or direct excess medication.

Fatigue

It is no secret that doctors and surgeons work day and night, and even though some hospitals have strict rules about their work hours, it goes without saying that they are under rest and extremely exhausted most of the time. This lack of rest can result in some life-threatening errors throughout the surgery.

Overconsumption Of Alcohol Or Drugs

Most surgeons do fight exhaustion by turning to alcohol or drugs. It helps them remain highly active and attentive during the surgery. However, this is one of the most dangerous practices that the surgeons have adopted and can put the patient’s life in grave danger.

Miscommunication

It is another serious issue that exists when surgeons are performing surgery. Often medical specialists mishear or misread directions over the phone or due to handwritten notes by a senior surgeon, resulting in some severe mistakes that can cost the patient their life.

Unsanitary Conditions

There is a common misconception that a hospital and surgical room will be the cleanest and most germ-free room compared to every other place. Unfortunately, it is sometimes the opposite. Due to human error and a lack of responsibility taken on the hospital’s part, surgical instruments are left contaminated, which can cause the patient to get infected with germs during surgery.

Common Types Of Surgery Errors

These common types of surgery errors are life-threatening. These can complicate the life of a patient and their family.

Operating The Wrong Body Part

Even though this seems hard to believe, there have been several instances where surgeons have operated on the wrong side of the body’s part, resulting in more scars and putting the patient’s life at greater risk. If the surgeon doesn’t realize their mistake mid-surgery, the result can be removing a body part or operating on the side with no issues.

Unplanned Openings

Reckless or unplanned surgeons can end up causing incisions on the wrong part of the body. It happens when the doctor initially has not planned where to put the mark and then decides to cut some more when they feel that the area is inadequate to do the surgery.

If you know a loved one or who has suffered a severe injury due to a surgery error, contact Cameron Law Group by visiting their website or contacting them at (954)-994-2254.

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